Chapter 1606 VA Benefits Rates 2025: If you’re currently serving in the Selected Reserve or planning to utilize your military benefits for education, you’ll want to understand the latest updates to the Chapter 1606 VA Benefits Rates for 2025. Commonly referred to as the Montgomery GI Bill Selected Reserve (MGIB-SR), these benefits offer educational support to eligible military members who serve in the reserve components of the U.S. Armed Forces. As of May 2025, the U.S. Department of Veterans Affairs (VA) has not yet published the new rates for the period starting October 1, 2025. However, the current 2024-2025 rates (effective through September 30, 2025) are publicly available and crucial for planning your educational journey.
Chapter 1606 VA Benefits Rates 2025
| Category | Details |
|---|---|
| Program Name | Montgomery GI Bill – Selected Reserve (Chapter 1606) |
| Eligibility | Members of Army, Navy, Air Force, Marine Corps, Coast Guard Reserves; Army & Air National Guard |
| Max Monthly Rate (Full-Time) | $481.00 |
| Training Duration | Up to 36 months of benefits |
| Last Rate Update | October 1, 2024 |
| Expected Next Update | August 2025 |
| Official Source | VA.gov – Future MGIB-SR Rates |
Chapter 1606 VA Benefits continue to offer significant educational value to those serving in the Selected Reserve. While the 2025 rates are not yet available, the current benefits provide up to $481/month, supporting reservists as they pursue degrees, certifications, or career advancement. Stay informed by checking the VA’s official site regularly for updates.
What Is Chapter 1606 and Who Qualifies?
Chapter 1606 is part of the Montgomery GI Bill aimed specifically at members of the Selected Reserve, which includes:
- Army Reserve
- Navy Reserve
- Air Force Reserve
- Marine Corps Reserve
- Coast Guard Reserve
- Army National Guard
- Air National Guard To qualify, you must meet the following criteria:
- Have a six-year obligation to serve in the Selected Reserve.
- Complete Initial Active Duty for Training (IADT).
- Maintain a good standing with your unit. It’s a great benefit designed to support military readiness and career development through education.
Current Chapter 1606 VA Benefits Rates (2024-2025)
Let’s break down the current monthly rates for education and training programs.
Institutional Training (Monthly Rates)
- Full-Time: $481.00
- 3/4 Time: $360.00
- 1/2 Time: $240.00
- Less than 1/2 Time: $120.25
Apprenticeship and On-the-Job Training
- Months 1–6: $360.75
- Months 7–12: $264.55
- After 12 Months: $168.35
Other Types of Training
- Cooperative Training: $481.00 (Full-Time)
- Correspondence Courses: 55% of approved charges
- Flight Training: 60% of approved charges Source: Veteran.com These rates reflect a 3.25% increase over the previous fiscal year, helping ensure your benefits keep pace with inflation.
Chapter 1606 VA Benefits Rates 2025: How to Use Your MGIB-SR Benefits Effectively?
Planning is key to making the most of your Chapter 1606 benefits. Here’s a step-by-step guide:
Step 1: Confirm Eligibility
Make sure you meet the service requirements and are in good standing with your reserve unit.
Step 2: Choose a VA-Approved Program
Your course or institution must be approved by the VA. Search using the WEAMS Institution Search Tool.
Step 3: Apply for Benefits
Submit VA Form 22-1990 online via the VA’s Education Benefits Application Portal.
Step 4: Verify Enrollment Monthly
Use the WAVE system (Web Automated Verification of Enrollment) to confirm attendance and ensure timely payments.
Step 5: Stay on Track
Keep track of your benefit usage through your eBenefits portal and plan your courses accordingly to maximize your remaining entitlement.
Real-Life Example: Making Chapter 1606 Work for You
Let’s say Sergeant Alex, a member of the Army National Guard, is enrolled full-time at a community college. He receives $481/month from MGIB-SR while using tuition assistance to cover most of his class costs. By coordinating these benefits and maintaining satisfactory progress, Alex is able to earn a two-year associate degree without incurring student debt.
Why Chapter 1606 Still Matters in 2025
Even with newer programs like the Post-9/11 GI Bill, Chapter 1606 remains a critical education benefit for current reservists who don’t qualify for other GI Bills. It provides essential support for career training, certifications, and traditional college degrees.
FAQs on Chapter 1606 VA Benefits Rates 2025
Can I use MGIB-SR with Tuition Assistance?
Yes, you can use both benefits, but not for the same course. Be strategic and coordinate with your Education Services Officer (ESO).
What happens if I leave the Selected Reserve?
You generally forfeit your MGIB-SR eligibility unless called to active duty under certain orders, which may shift your eligibility to other GI Bills.
Do MGIB-SR benefits expire?
Yes, benefits typically expire 14 years after you become eligible unless you remain actively drilling.
Can I switch from Chapter 1606 to Post-9/11 GI Bill?
You may be able to switch, but the decision is irreversible. Evaluate your long-term goals and consult a VA counselor.
