https://studentaid.gov/

IDR Plan Change 2025: What’s the Waiting Period to Enroll or Make a Switch?

IDR Plan Change 2025: What’s the Waiting Period to Enroll or Make a Switch?

As of May 2025, the Income-Driven Repayment (IDR) system is undergoing major delays due to legal and administrative roadblocks. This guide explains the current waiting periods, outlines steps you can take now, and provides clarity on what to expect moving forward. Whether you're a student, graduate, or professional, knowing your options is key. Stay ahead with accurate updates and smart financial planning.

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Social Security at Risk: Trump-Era Policy Could Slash 15% From Retirees with Student Loan Defaults

Social Security at Risk: Trump-Era Policy Could Slash 15% From Retirees with Student Loan Defaults

A revived Trump-era policy is slashing up to 15% from Social Security checks for retirees with student loan defaults. With only $750 protected, over 452,000 seniors could face poverty. This in-depth guide explains what’s happening, who’s affected, and how to stop garnishment—featuring real stories, expert advice, and links to federal resources.

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Applying for a Parent PLUS Loan? Here’s the Step-by-Step Guide Every Parent Needs in 2025

Applying for a Parent PLUS Loan? Here’s the Step-by-Step Guide Every Parent Needs in 2025

In 2025, applying for a Parent PLUS Loan can help cover college costs not met by other aid. This expert guide breaks down every step—from FAFSA submission to repayment—with tips, facts, and official links to make the process easy and informed. Learn eligibility rules, how to apply at StudentAid.gov, what to expect during the credit check, and how to manage repayment successfully.

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