https://www.canada.ca

2025 CPP & OAS Changes Revealed: What Every Canadian Needs to Know Before It’s Too Late

Canada's retirement system is getting a major overhaul in 2025. With higher CPP payouts, increased contribution limits, and bigger OAS checks—especially for those over 75—every Canadian needs to take notice. Learn how the new YMPE and YAMPE tiers work, how to avoid the OAS clawback, and whether deferring your benefits could boost your retirement income. Get all the insights you need now—before it's too late.