What It Means

2026 Social Security COLA Forecast Just Changed – What It Means for Your Monthly Check

The 2026 Social Security COLA is forecasted at just 2.4%—the smallest increase since 2021. That means a modest $47.95 boost in monthly checks for retirees. With inflation cooling, the COLA shrinks, but seniors still face rising costs for housing, healthcare, and food. This article explains what the new forecast means, why it's happening, and how you can prepare and protect your finances in 2026.