What’s the Waiting Period

IDR Plan Change 2025: What’s the Waiting Period to Enroll or Make a Switch?

As of May 2025, the Income-Driven Repayment (IDR) system is undergoing major delays due to legal and administrative roadblocks. This guide explains the current waiting periods, outlines steps you can take now, and provides clarity on what to expect moving forward. Whether you're a student, graduate, or professional, knowing your options is key. Stay ahead with accurate updates and smart financial planning.